As your insurance advisor, we are looking for every avenue to reduce your workers' compensation costs by looking at your entire program. We can start by an audit of your Experience Modification Factors to see if we can reduce the mod points.
We have been able to retroactively lower experience modifications of our clients by over 1,000 mod points which has resulted in premium reductions of over $2,000,000. If we are able to reduce the mod to under 125 per cent, we also get the Cal Osha assessment returned.
By working together with you and your carrier, we can audit, analyze and project your experience mod and insurance premiums in order to assist in putting a plan together to lower your overall costs. In addition, we work with your claims and loss control representatives to coordinate the plan and make sure your goals are being achieved.
Here are some helpful workers' compensation links:
WCIRB Rate Sheet Request
Target Inspection and Consultation Billing
CAL OSHA Log
California Coalition on Workers' Compensation
California Workers' Compensation Institute
CAL OSHA Reporter
CAL OSHA IIPP
Tools to Build Injury and Illness Prevention Programs
National Safety Council
The Nation's Largest Safety Lending Library